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It's that time of year again: time to start thinking about what you'd like to do with your money this year, and if you're an Arkansas resident, the Arkansas Community Foundation has some advice.
The state consistently ranks among the top 20 most charitable states in the US, and the foundation offers a number of ways you can give this year, including using your investment retirement assets instead of cash, creating a will or trust, and using a donor-advised fund.
"We work with many Arkansans who use their investment retirement assets when they are required to take a distribution to maintain their giving to their house of worship or charities in their 70s and beyond," the foundation's development officer tells the Wall Street Journal.
"Therefore, Jim did not have to pay tax on the QCD, and he now has all of his $33,000 to donate to charities he loves, rather than paying 35% tax on the distribution and only having $21,450."
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