These grants are based on the needs of the federal program for a product or process a not the needs of the business a and they are seeking someone that can develop these products.
If you find that you can respond to the needs (generally a request for proposal a RFP), you need to know that applying for a grant is very different than applying for a loan.
Before developing a grant proposal, it is vitally important to understand the goals of the particular federal agency or private organization, and of the grant program itself.